五、阅读理解。

Hey! I'm Peter Brown. In China, we pay for everything with our mobile phones. When I went back home to the UK for a holiday, I had some culture shock in my own country.
Suddenly, I couldn't use my phone to pay for things. I got out my wallet and went back to using notes and coins.
Of course, we can pay for things with bank cards in the UK, and some use Google Pay on their phones or watches. But most people still use cash. And many are wary of putting too much trust in going electronic with payments.
My parents believe that using digital payments could lead to their whole savings being stolen by online criminals(犯罪分子). In 2022, more than £4 billion was stolen by fraudsters(诈骗犯) and cybercriminals(网络罪犯) in the UK. In 2022, an online financial(金融的) service website reported a 63% increase in fraud and cybercrime from 2021, and online buying was the biggest source of the thefts(盗窃).
So, the dangers are real. But it seems that mobile or at least digital payments will lead the way in the future in the UK, just as it is here now in China. According to the official website, the Bank of England is now looking at using a digital pound. But the real question is: Will the British public trust it?
1. Why did the writer have culture shock after returning to the UK?
A. Because most people still use cash to buy things.
B. Because people have to bring a bank card in their wallet.
C. Because people can pay for things with digital payments.
D. Because most people like to use coins more than notes.
2. What can we learn about the writer's parents?
A. They use Google Pay on their phones or watches.
B. They once lost all their savings to online criminals.
C. They used to work for an online financial website.
D. They don't trust the digital payment method.
3. In Paragraph 4, we know many British people worry about .
A. online chatting
B. online thefts
C. online financial service
D. offline shopping
4. What's the best title for the passage?
A. Digital Payments in China
B. Cash or Digital Payments in the UK
C. Online Crimes in the UK
D. The Popularity of Google Pay

1. A 细节理解题。根据“When I went back home to the UK for a holiday, I had some culture shock in my own country ... But most people still use cash.”可知，作者回到英国有文化冲击是因为英国大多数人仍用现金支付。
2. D 细节理解题。根据“My parents believe that using digital payments could lead to their whole savings being stolen by online criminals.”可知，作者的父母不信任数字支付方式。
3. B 推理判断题。根据“In 2022, more than £4 billion was stolen by fraudsters and cybercriminals in the UK. In 2022, an online financial service website reported a 63% increase in fraud and cybercrime from 2021, and online buying was the biggest source of the thefts.”可知，很多英国人担心网络盗窃。
4. B 标题概括题。通读全文内容可知，本文围绕英国现金支付和数字支付展开，先讲作者回到英国因支付方式差异产生文化冲击，接着说英国人仍多用现金及原因，还提到英国央行对数字英镑的设想及人们是否会信任的问题。

【分析】
本题为英语阅读理解题，属于记叙文类，围绕英国支付方式展开，考查细节理解、推理判断及标题概括能力。解题时需先通读全文把握主旨，再针对每个题目定位原文关键信息，逐一分析选项，排除不符合原文的错误选项，选出正确答案。
【解析】
1. 细节理解题：根据原文第一段“When I went back home to the UK for a holiday, I had some culture shock in my own country ... But most people still use cash.”可知，作者回到英国产生文化冲击的原因是英国大多数人仍使用现金支付，对应选项A。
2. 细节理解题：根据原文第四段“My parents believe that using digital payments could lead to their whole savings being stolen by online criminals.”可知，作者父母认为数字支付会导致全部储蓄被网络犯罪分子偷走，说明他们不信任数字支付方式，对应选项D。
3. 推理判断题：第四段提到2022年英国超40亿英镑被诈骗犯和网络罪犯盗取，诈骗与网络犯罪同比增长63%，网购是盗窃最大来源，由此可推断很多英国人担心网络盗窃，对应选项B。
4. 标题概括题：全文围绕英国的现金支付与数字支付展开，先讲作者回国因支付方式差异产生文化冲击，接着说明英国人仍多用现金的原因，最后提及英国央行对数字英镑的设想及公众信任问题，核心是英国的现金与数字支付，对应选项B。
【答案】
1.A 2.D 3.B 4.B
【知识点】
英语阅读理解、细节理解、推理判断、标题概括
【点评】
本题以英国支付方式为话题，考查学生对记叙文的信息提取、逻辑推理及主旨概括能力，需学生精准定位原文细节，结合内容分析选项，难度适中。
【难度系数】
0.5