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B
It’s important to manage money in the right way. To manage money wisely, you can put your money into the five “magical accounts”.
55%—Daily Life Account: It’s your account for daily life and covers everything you need to live. With it, you can pay for housing, food, transportation, clothing, etc.
15%—Emergency (紧急) Account: It’s like a safety net (安全网) for hard times ahead. For example, when you can’t work for some time or even forever, this account may give you time to find a way out. So prepare money to cover what you need for at least three months.
10%—Investment (投资) Account: It’s your account for investment. To get investment income (收入) and grow your savings, you need to work on it for years. So even if your pay (薪水) doesn’t go up, you still have enough money to cover the things that cost more over time.
10%—Education Account: It’s an account for personal growth. You can spend money on further studies or books. Investing in yourself makes you more valuable and interesting.
10%—Fun Account: It’s your fun money. So, spend it and have fun! If you can keep to the rule for saving, you can use the money from this account to enjoy yourself. Remember, managing money doesn’t mean you can’t have fun. You can also use this account to help others, celebrate birthdays or buy gifts.
If you do not start today, you may not have money to manage in the future.
(
A. The Daily Life Account. B. The Investment Account.
C. The Education Account. D. The Fun Account.
(
A. Oversea travel. B. Birthday presents.
C. Fashion magazines. D. Warm clothes.
(
A. It is the most important account to people.
B. It may help people through hard times.
C. It may stop bad things from taking place.
D. It can always cover your daily needs.
(
A. Your pay. B. An emergency.
C. The investment account. D. Your daily life.
(
A. It is important to manage money in the right way.
B. It is best to spend more than half of your money on food.
C. You can use the emergency savings to buy a safety net.
D. People should put more money into the Investment Account than the Fun Account.
It’s important to manage money in the right way. To manage money wisely, you can put your money into the five “magical accounts”.
55%—Daily Life Account: It’s your account for daily life and covers everything you need to live. With it, you can pay for housing, food, transportation, clothing, etc.
15%—Emergency (紧急) Account: It’s like a safety net (安全网) for hard times ahead. For example, when you can’t work for some time or even forever, this account may give you time to find a way out. So prepare money to cover what you need for at least three months.
10%—Investment (投资) Account: It’s your account for investment. To get investment income (收入) and grow your savings, you need to work on it for years. So even if your pay (薪水) doesn’t go up, you still have enough money to cover the things that cost more over time.
10%—Education Account: It’s an account for personal growth. You can spend money on further studies or books. Investing in yourself makes you more valuable and interesting.
10%—Fun Account: It’s your fun money. So, spend it and have fun! If you can keep to the rule for saving, you can use the money from this account to enjoy yourself. Remember, managing money doesn’t mean you can’t have fun. You can also use this account to help others, celebrate birthdays or buy gifts.
If you do not start today, you may not have money to manage in the future.
(
C
) 16. Which account will you use when you want to take an online course?A. The Daily Life Account. B. The Investment Account.
C. The Education Account. D. The Fun Account.
(
D
) 17. Which can you use the money from the Daily Life Account to pay for?A. Oversea travel. B. Birthday presents.
C. Fashion magazines. D. Warm clothes.
(
B
) 18. What is true about the Emergency Account?A. It is the most important account to people.
B. It may help people through hard times.
C. It may stop bad things from taking place.
D. It can always cover your daily needs.
(
C
) 19. What does the underlined word “it” mean in Paragraph 4?A. Your pay. B. An emergency.
C. The investment account. D. Your daily life.
(
A
) 20. What can you learn from the passage?A. It is important to manage money in the right way.
B. It is best to spend more than half of your money on food.
C. You can use the emergency savings to buy a safety net.
D. People should put more money into the Investment Account than the Fun Account.
答案
16. C 17. D 18. B 19. C 20. A
解析
【分析】
本题为英语阅读理解题，需通过题干关键词定位原文对应内容，结合细节理解、词义猜测、主旨归纳等方法解题：
1. 第16题：题干关键词“take an online course”对应“Education Account”的“further studies”，定位原文后匹配选项；
2. 第17题：题干关键词“Daily Life Account”对应原文“covers housing, food, transportation, clothing等”，筛选选项中属于该范畴的内容；
3. 第18题：题干关键词“Emergency Account”对应原文“like a safety net for hard times”，匹配描述度过困难时期的选项；
4. 第19题：代词指代题，定位第4段，分析“it”指代前文的名词短语“Investment Account”；
5. 第20题：主旨题，定位原文首句，匹配核心观点选项。
【解析】
1. 第16题：根据题干“take an online course（在线课程）”，定位原文“Education Account”部分：“You can spend money on further studies or books”，在线课程属于进一步学习，对应选项C，故选C；
2. 第17题：根据题干“Daily Life Account”，原文提到其覆盖“housing, food, transportation, clothing等”，选项D“Warm clothes（保暖衣物）”属于clothing范畴，故选D；
3. 第18题：根据题干“Emergency Account”，原文描述其为“like a safety net for hard times ahead”，即帮助度过困难时期，对应选项B，故选B；
4. 第19题：定位第4段“Investment Account: ... you need to work on it for years”，“it”指代前文的“Investment Account”，故选C；
5. 第20题：原文首句明确“It’s important to manage money in the right way”，对应选项A，故选A。
【答案】
16. C 17. D 18. B 19. C 20. A
【知识点】
英语阅读理解、细节理解题、词义猜测题
【点评】
本题为理财主题的英语阅读理解，侧重考查学生快速定位原文信息的能力，题型以细节题为主，少量词义猜测和主旨题，整体难度适中，只要仔细对应原文即可正确解答。
【难度系数】
0.7
本题为英语阅读理解题，需通过题干关键词定位原文对应内容，结合细节理解、词义猜测、主旨归纳等方法解题：
1. 第16题：题干关键词“take an online course”对应“Education Account”的“further studies”，定位原文后匹配选项；
2. 第17题：题干关键词“Daily Life Account”对应原文“covers housing, food, transportation, clothing等”，筛选选项中属于该范畴的内容；
3. 第18题：题干关键词“Emergency Account”对应原文“like a safety net for hard times”，匹配描述度过困难时期的选项；
4. 第19题：代词指代题，定位第4段，分析“it”指代前文的名词短语“Investment Account”；
5. 第20题：主旨题，定位原文首句，匹配核心观点选项。
【解析】
1. 第16题：根据题干“take an online course（在线课程）”，定位原文“Education Account”部分：“You can spend money on further studies or books”，在线课程属于进一步学习，对应选项C，故选C；
2. 第17题：根据题干“Daily Life Account”，原文提到其覆盖“housing, food, transportation, clothing等”，选项D“Warm clothes（保暖衣物）”属于clothing范畴，故选D；
3. 第18题：根据题干“Emergency Account”，原文描述其为“like a safety net for hard times ahead”，即帮助度过困难时期，对应选项B，故选B；
4. 第19题：定位第4段“Investment Account: ... you need to work on it for years”，“it”指代前文的“Investment Account”，故选C；
5. 第20题：原文首句明确“It’s important to manage money in the right way”，对应选项A，故选A。
【答案】
16. C 17. D 18. B 19. C 20. A
【知识点】
英语阅读理解、细节理解题、词义猜测题
【点评】
本题为理财主题的英语阅读理解，侧重考查学生快速定位原文信息的能力，题型以细节题为主，少量词义猜测和主旨题，整体难度适中，只要仔细对应原文即可正确解答。
【难度系数】
0.7
