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B
① At an early age, we start learning how to manage money by watching our parents' spending habits. Don't worry if we haven't learned well. The following tips can help us form(养成) good habits.
②Money doesn't grow on trees. As kids, we don't often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand making money is not easy.
③We shouldn't spend all our money in one go. It's important for us to have a budget(预算). In other words, we need to think about how much money we have and what we really want to spend it on. Knowing that our money can't cover everything we want, we should make smart spending choices.
④ We should set a clear goal(目标) and watch our money grow. If we wish to own a new bicycle but can't afford it, we can save money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy it! Reaching our goal will greatly delight us.
⑤Without doubt, we should treat money in a right way. Learning about money isn't a hard job. From these lessons, we can get a sense of money management and right money values(价值) step by step!
5. Where does money come from according to the text?
A. Parents' hard work.
B. Kids' life lessons.
C. Good spending habits.
D. The bank account.
6. What does the writer want kids to do by giving the example of buying a bicycle?
A. Buy a wonderful notebook.
B. Make a free spending choice.
C. Set a goal of saving money.
D. Have an experience of shopping.
7. What does the underlined word "delight" mean in Paragraph 4?
A. make us relaxed
B. make us interested
C. make us surprised
D. make us happy
8. Which best shows the structure(结构) of the passage?
① At an early age, we start learning how to manage money by watching our parents' spending habits. Don't worry if we haven't learned well. The following tips can help us form(养成) good habits.
②Money doesn't grow on trees. As kids, we don't often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand making money is not easy.
③We shouldn't spend all our money in one go. It's important for us to have a budget(预算). In other words, we need to think about how much money we have and what we really want to spend it on. Knowing that our money can't cover everything we want, we should make smart spending choices.
④ We should set a clear goal(目标) and watch our money grow. If we wish to own a new bicycle but can't afford it, we can save money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy it! Reaching our goal will greatly delight us.
⑤Without doubt, we should treat money in a right way. Learning about money isn't a hard job. From these lessons, we can get a sense of money management and right money values(价值) step by step!
5. Where does money come from according to the text?
A. Parents' hard work.
B. Kids' life lessons.
C. Good spending habits.
D. The bank account.
6. What does the writer want kids to do by giving the example of buying a bicycle?
A. Buy a wonderful notebook.
B. Make a free spending choice.
C. Set a goal of saving money.
D. Have an experience of shopping.
7. What does the underlined word "delight" mean in Paragraph 4?
A. make us relaxed
B. make us interested
C. make us surprised
D. make us happy
8. Which best shows the structure(结构) of the passage?
答案
5.A 6.C 7.D 8.C
【语篇解读】本文是一篇说明文，围绕“从小培养理财习惯”展开，介绍了建立正确金钱观的具体方法。
5. A 解析：细节理解题。根据“We need to know that our parents work hard to make money”可知，钱来自父母的辛勤工作。故选 A。
6. C 解析：细节理解题。根据“We should set a clear goal and watch our money grow …”可知，买自行车的例子是为了说明要设定存钱目标，通过积累资金来实现愿望。故选 C。
7. D 解析：词义猜测题。根据“Reaching our goal will greatly delight us.”可知，达成目标会让我们非常开心，画线词与“make us happy”同义。故选 D。
8. C 解析：篇章结构题。根据文章内容可知，第①段总起：引出“培养理财习惯”的话题；第②③④段分述：具体介绍理财的方法；第⑤段总结：强调正确对待金钱的重要性，选项 C 符合本文结构。故选 C。
【语篇解读】本文是一篇说明文，围绕“从小培养理财习惯”展开，介绍了建立正确金钱观的具体方法。
5. A 解析：细节理解题。根据“We need to know that our parents work hard to make money”可知，钱来自父母的辛勤工作。故选 A。
6. C 解析：细节理解题。根据“We should set a clear goal and watch our money grow …”可知，买自行车的例子是为了说明要设定存钱目标，通过积累资金来实现愿望。故选 C。
7. D 解析：词义猜测题。根据“Reaching our goal will greatly delight us.”可知，达成目标会让我们非常开心，画线词与“make us happy”同义。故选 D。
8. C 解析：篇章结构题。根据文章内容可知，第①段总起：引出“培养理财习惯”的话题；第②③④段分述：具体介绍理财的方法；第⑤段总结：强调正确对待金钱的重要性，选项 C 符合本文结构。故选 C。
解析
【分析】
本题为关于培养孩子理财习惯的阅读理解题，包含细节理解、词义猜测、篇章结构三类题型。解题思路如下：1. 第5题是细节理解题，需定位原文中关于钱来源的表述，找到对应句子即可选出答案；2. 第6题是细节理解题，需找到自行车例子所在段落，分析该例子的论证目的，对应段落主旨；3. 第7题是词义猜测题，需结合所在句子的语境（达成目标的感受）推测画线词含义；4. 第8题是篇章结构题，需梳理各段落的作用，判断文章的总分总结构。
【解析】
5. 细节理解题：根据原文第②段“We need to know that our parents work hard to make money”可知，钱来自父母的辛勤工作，故选A。
6. 细节理解题：原文第④段以买自行车为例，前文提到“We should set a clear goal and watch our money grow”，说明该例子是为了让孩子设定存钱目标，通过积累资金实现愿望，故选C。
7. 词义猜测题：所在句子“Reaching our goal will greatly delight us”意为“达成目标会让我们非常开心”，结合语境，画线词“delight”与“make us happy”同义，故选D。
8. 篇章结构题：第①段总起，引出“培养理财习惯”的话题；第②③④段分述具体的理财方法；第⑤段总结，强调正确对待金钱的重要性，属于总分总结构，对应选项C，故选C。
【答案】
5.A 6.C 7.D 8.C
【知识点】
阅读理解细节理解题、词义猜测题、篇章结构题
【点评】
本文围绕培养孩子正确金钱观展开，通过具体方法和事例介绍理财知识，题型涵盖细节查找、词义推测、篇章结构分析，考查学生阅读理解能力，题目难度适中，适合初中阶段学生练习。
【难度系数】
0.6
本题为关于培养孩子理财习惯的阅读理解题，包含细节理解、词义猜测、篇章结构三类题型。解题思路如下：1. 第5题是细节理解题，需定位原文中关于钱来源的表述，找到对应句子即可选出答案；2. 第6题是细节理解题，需找到自行车例子所在段落，分析该例子的论证目的，对应段落主旨；3. 第7题是词义猜测题，需结合所在句子的语境（达成目标的感受）推测画线词含义；4. 第8题是篇章结构题，需梳理各段落的作用，判断文章的总分总结构。
【解析】
5. 细节理解题：根据原文第②段“We need to know that our parents work hard to make money”可知，钱来自父母的辛勤工作，故选A。
6. 细节理解题：原文第④段以买自行车为例，前文提到“We should set a clear goal and watch our money grow”，说明该例子是为了让孩子设定存钱目标，通过积累资金实现愿望，故选C。
7. 词义猜测题：所在句子“Reaching our goal will greatly delight us”意为“达成目标会让我们非常开心”，结合语境，画线词“delight”与“make us happy”同义，故选D。
8. 篇章结构题：第①段总起，引出“培养理财习惯”的话题；第②③④段分述具体的理财方法；第⑤段总结，强调正确对待金钱的重要性，属于总分总结构，对应选项C，故选C。
【答案】
5.A 6.C 7.D 8.C
【知识点】
阅读理解细节理解题、词义猜测题、篇章结构题
【点评】
本文围绕培养孩子正确金钱观展开，通过具体方法和事例介绍理财知识，题型涵盖细节查找、词义推测、篇章结构分析，考查学生阅读理解能力，题目难度适中，适合初中阶段学生练习。
【难度系数】
0.6
