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八、阅读理解。
主题群:做人与做事 子主题:学习理财 语篇类型:说明文 词数:279 难度:★★★
Many children first learn the value of money by receiving pocket money. Parents often give their children an amount of money that they may spend as they wish. The aim is to let the children learn from experience at an early age when financial(财务的) mistakes are not very costly.
At first, young children may spend all of their pocket money soon after they receive it. If they do this, they will learn the hard way and then know that spending must be done within a budget. Parents should not offer more money until the next pocket money is given.
Older children may be responsible enough to budget larger costs like those of clothing. The object is to show young people that a budget needs choices between spending and saving.
Many people who have written on the subject say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the home, however, can be useful. It can even provide an understanding of how a business works.
Pocket money gives children a chance to experience three things they can do with money. They can share it in the form of gifts. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice(舍弃): you have to cut costs and plan for the future. Requiring children to save part of their pocket money can also open the door to future saving and investing(投资). Many banks offer free savings accounts for young people with small amounts of money.
1. Parents give children pocket money with the aim of .
A. letting children learn to deal with money
B. letting children give their pocket money to people in need
C. letting children save more money for their future business
D. letting children spend the pocket money on video games
2. What does the underlined word “It” refer to?
A. Paying children for extra work around the home.
B. The housework that children should be paid for.
C. Getting children to do extra work around the home.
D. The amount of money that is paid to children for housework.
3. Which of the following is the writer's opinion on pocket money?
A. Pocket money is given each week or each month by parents.
B. It is necessary for the children to save part of the pocket money.
C. Young children should spend all of their pocket money soon after they receive it.
D. Parents should offer children more money if they spend all soon after they get it.
主题群:做人与做事 子主题:学习理财 语篇类型:说明文 词数:279 难度:★★★
Many children first learn the value of money by receiving pocket money. Parents often give their children an amount of money that they may spend as they wish. The aim is to let the children learn from experience at an early age when financial(财务的) mistakes are not very costly.
At first, young children may spend all of their pocket money soon after they receive it. If they do this, they will learn the hard way and then know that spending must be done within a budget. Parents should not offer more money until the next pocket money is given.
Older children may be responsible enough to budget larger costs like those of clothing. The object is to show young people that a budget needs choices between spending and saving.
Many people who have written on the subject say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the home, however, can be useful. It can even provide an understanding of how a business works.
Pocket money gives children a chance to experience three things they can do with money. They can share it in the form of gifts. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice(舍弃): you have to cut costs and plan for the future. Requiring children to save part of their pocket money can also open the door to future saving and investing(投资). Many banks offer free savings accounts for young people with small amounts of money.
1. Parents give children pocket money with the aim of .
A. letting children learn to deal with money
B. letting children give their pocket money to people in need
C. letting children save more money for their future business
D. letting children spend the pocket money on video games
2. What does the underlined word “It” refer to?
A. Paying children for extra work around the home.
B. The housework that children should be paid for.
C. Getting children to do extra work around the home.
D. The amount of money that is paid to children for housework.
3. Which of the following is the writer's opinion on pocket money?
A. Pocket money is given each week or each month by parents.
B. It is necessary for the children to save part of the pocket money.
C. Young children should spend all of their pocket money soon after they receive it.
D. Parents should offer children more money if they spend all soon after they get it.
答案
1. A 细节理解题。根据第一段最后两句可知，父母给孩子零花钱的目的是让他们在犯财务错误代价还不是太高的年龄从使用零花钱中学到经验。由此可知，父母给孩子零花钱的目的是让他们学会和钱打交道。
2. A 代词指代题。根据“Paying children to do extra work around the home, however, can be useful. ”可知，这里的 It 指代上文的支付孩子们在家里额外工作的费用。
3. B 推理判断题。根据“Requiring children to save part of their pocket money can also open the door to future saving and investing. ”可知，作者对零花钱的看法是孩子们有必要存一部分零花钱。
2. A 代词指代题。根据“Paying children to do extra work around the home, however, can be useful. ”可知，这里的 It 指代上文的支付孩子们在家里额外工作的费用。
3. B 推理判断题。根据“Requiring children to save part of their pocket money can also open the door to future saving and investing. ”可知，作者对零花钱的看法是孩子们有必要存一部分零花钱。
解析
【分析】
本题为英语阅读理解题，包含细节理解、代词指代、推理判断三类题型。解题思路如下：
1. 第1题是细节理解题，需定位原文第一段，找到父母给零花钱的目的相关内容，匹配选项得出答案；
2. 第2题是代词指代题，需定位划线词所在句的上文，找到对应的名词性短语，确定指代对象；
3. 第3题是推理判断题，需定位原文中作者表达观点的句子，筛选出符合作者看法的选项。
【解析】
1. 第1题：根据第一段最后两句“The aim is to let the children learn from experience at an early age when financial mistakes are not very costly.”可知，父母给孩子零花钱的目的是让孩子在财务错误代价较低的年龄学习与金钱相关的经验，对应选项A“letting children learn to deal with money”，故选A。
2. 第2题：划线词“It”所在句的上文为“Paying children to do extra work around the home, however, can be useful.”，此处“It”指代上文提到的“Paying children to do extra work around the home”，对应选项A，故选A。
3. 第3题：根据最后一段“Requiring children to save part of their pocket money can also open the door to future saving and investing.”可知，作者认为有必要让孩子存一部分零花钱，对应选项B，故选B。
【答案】
1.A 2.A 3.B
【知识点】
英语阅读理解、细节理解、代词指代
【点评】
本题围绕“孩子学习理财”的主题设题，涵盖阅读理解常见题型，需学生具备快速定位原文信息、分析代词指代及把握作者观点的能力，难度适中。
【难度系数】
0.6
本题为英语阅读理解题，包含细节理解、代词指代、推理判断三类题型。解题思路如下：
1. 第1题是细节理解题，需定位原文第一段，找到父母给零花钱的目的相关内容，匹配选项得出答案；
2. 第2题是代词指代题，需定位划线词所在句的上文，找到对应的名词性短语，确定指代对象；
3. 第3题是推理判断题，需定位原文中作者表达观点的句子，筛选出符合作者看法的选项。
【解析】
1. 第1题：根据第一段最后两句“The aim is to let the children learn from experience at an early age when financial mistakes are not very costly.”可知，父母给孩子零花钱的目的是让孩子在财务错误代价较低的年龄学习与金钱相关的经验，对应选项A“letting children learn to deal with money”，故选A。
2. 第2题：划线词“It”所在句的上文为“Paying children to do extra work around the home, however, can be useful.”，此处“It”指代上文提到的“Paying children to do extra work around the home”，对应选项A，故选A。
3. 第3题：根据最后一段“Requiring children to save part of their pocket money can also open the door to future saving and investing.”可知，作者认为有必要让孩子存一部分零花钱，对应选项B，故选B。
【答案】
1.A 2.A 3.B
【知识点】
英语阅读理解、细节理解、代词指代
【点评】
本题围绕“孩子学习理财”的主题设题，涵盖阅读理解常见题型，需学生具备快速定位原文信息、分析代词指代及把握作者观点的能力，难度适中。
【难度系数】
0.6
