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（一）【对话探案】李老师邀请了本市银行的理财顾问（financial advisor）张叔叔到班级开展理财知识宣讲。根据对话，判断下列说法是（T）否（F）符合张叔叔的工作。
Miss Li: Children, let's welcome our special guest, Mr Zhang from the City Bank.
Lily: Mr Zhang, what does a financial advisor do?
Mr Zhang: I help people find out where their money goes. I look at their spending habits and find "money leaks"（浪费的地方）.
Tom: Can you give an example?
Mr Zhang: Sure! If someone buys too many snacks every week, I will help them make a plan to save. I also teach kids to tell "needs" from "wants".
Children: That sounds cool!
Mr Zhang: I also go to different schools and give students tips on spending. My goal（目标） is to help everyone be a smart money manager.
（
（
（
（
（
Miss Li: Children, let's welcome our special guest, Mr Zhang from the City Bank.
Lily: Mr Zhang, what does a financial advisor do?
Mr Zhang: I help people find out where their money goes. I look at their spending habits and find "money leaks"（浪费的地方）.
Tom: Can you give an example?
Mr Zhang: Sure! If someone buys too many snacks every week, I will help them make a plan to save. I also teach kids to tell "needs" from "wants".
Children: That sounds cool!
Mr Zhang: I also go to different schools and give students tips on spending. My goal（目标） is to help everyone be a smart money manager.
（
T
）1. Mr Zhang helps people find out where their money goes.（
T
）2. Mr Zhang looks for "money leaks" in spending habits.（
F
）3. Mr Zhang teaches kids to buy more snacks.（
T
）4. Mr Zhang gives students money tips at different schools.（
T
）5. Mr Zhang's goal is to help people be smart money managers.答案
1. T 2. T 3. F 4. T 5. T
解析
【分析】本题为英语阅读理解中的细节判断题，解题思路是先通读张叔叔的对话内容，再将每个题目中的说法与原文逐一对应，判断是否一致，符合则选T，不符合选F。
【解析】1. 根据原文张叔叔的回答“I help people find out where their money goes.”，可知该说法正确；2. 原文提到“I look at their spending habits and find "money leaks"”，与题目说法一致，正确；3. 原文指出张叔叔会帮买太多零食的人做省钱计划，还教区分“needs（需求）”和“wants（想要）”，并非教孩子买更多零食，该说法错误；4. 原文提到“I also go to different schools and give students tips on spending.”，与题目说法一致，正确；5. 原文明确“My goal is to help everyone be a smart money manager.”，与题目说法一致，正确。
【答案】1.T 2.T 3.F 4.T 5.T
【知识点】英语阅读理解、细节理解题
【点评】本题考查学生从对话中提取关键信息并判断正误的能力，属于基础的阅读理解细节题，难度较低，只要仔细对应原文即可得出答案。
【难度系数】0.8
【解析】1. 根据原文张叔叔的回答“I help people find out where their money goes.”，可知该说法正确；2. 原文提到“I look at their spending habits and find "money leaks"”，与题目说法一致，正确；3. 原文指出张叔叔会帮买太多零食的人做省钱计划，还教区分“needs（需求）”和“wants（想要）”，并非教孩子买更多零食，该说法错误；4. 原文提到“I also go to different schools and give students tips on spending.”，与题目说法一致，正确；5. 原文明确“My goal is to help everyone be a smart money manager.”，与题目说法一致，正确。
【答案】1.T 2.T 3.F 4.T 5.T
【知识点】英语阅读理解、细节理解题
【点评】本题考查学生从对话中提取关键信息并判断正误的能力，属于基础的阅读理解细节题，难度较低，只要仔细对应原文即可得出答案。
【难度系数】0.8
（二）【案件分析】阅读理财迷案——“消失的零花钱”，选择最佳选项。
Xiao Ming has 20 yuan of pocket money every week. On Monday, he bought a new toy for 15 yuan, because his classmates had it. On Wednesday, he saw nice stickers(贴纸）at the school gate and spent 3 yuan on them. On Friday, he had only 2 yuan left. He couldn't buy the exercise book he needed. He is confused(疑惑): “Where did my money go?”
（
（
A. Because he needed it. B. Because his classmates had it. C. Because it was cheap.
（
（
A. He saved too much money. B. He spent money without a plan.
C. He bought only school things.
Xiao Ming has 20 yuan of pocket money every week. On Monday, he bought a new toy for 15 yuan, because his classmates had it. On Wednesday, he saw nice stickers(贴纸）at the school gate and spent 3 yuan on them. On Friday, he had only 2 yuan left. He couldn't buy the exercise book he needed. He is confused(疑惑): “Where did my money go?”
（
A
）1. What did Xiao Ming buy on Monday? A. A toy. B. Stickers. C. An exercise book.（
B
）2. Why did Xiao Ming buy the toy?A. Because he needed it. B. Because his classmates had it. C. Because it was cheap.
（
A
）3. How much money was left on Friday? A. 2 yuan. B. 3 yuan. C. 15 yuan.（
B
）4. What was Xiao Ming's problem?A. He saved too much money. B. He spent money without a plan.
C. He bought only school things.
答案
1. A 2. B 3. A 4. B
解析
【分析】
本题为英语阅读理解选择题，解题思路为：先通读短文把握核心内容，再针对每个小题的问题，定位短文中对应的关键语句，逐一匹配选项得出答案。具体来说，第1题需查找周一购买的物品，第2题查找买玩具的原因，第3题查找周五剩余的钱数，第4题需结合小明的消费情况推理他的问题。
【解析】
1. 根据短文关键句“On Monday, he bought a new toy for 15 yuan”，可知小明周一买了玩具，对应选项A。
2. 根据短文关键句“because his classmates had it”，可知小明买玩具是因为同学有，对应选项B。
3. 根据短文关键句“On Friday, he had only 2 yuan left”，可知小明周五剩余2元，对应选项A。
4. 短文中小明每周有20元零花钱，先后花费15元买玩具、3元买贴纸，最后剩余2元不够买练习本，说明他花钱没有计划，对应选项B。
【答案】
1. A 2. B 3. A 4. B
【知识点】
英语阅读理解、细节理解、推理判断
【点评】
本题以贴近学生生活的理财案例为素材，考查学生提取原文细节信息和简单逻辑推理的能力，题型基础，难度适中，兼具知识考查与生活引导的作用。
【难度系数】
0.8
本题为英语阅读理解选择题，解题思路为：先通读短文把握核心内容，再针对每个小题的问题，定位短文中对应的关键语句，逐一匹配选项得出答案。具体来说，第1题需查找周一购买的物品，第2题查找买玩具的原因，第3题查找周五剩余的钱数，第4题需结合小明的消费情况推理他的问题。
【解析】
1. 根据短文关键句“On Monday, he bought a new toy for 15 yuan”，可知小明周一买了玩具，对应选项A。
2. 根据短文关键句“because his classmates had it”，可知小明买玩具是因为同学有，对应选项B。
3. 根据短文关键句“On Friday, he had only 2 yuan left”，可知小明周五剩余2元，对应选项A。
4. 短文中小明每周有20元零花钱，先后花费15元买玩具、3元买贴纸，最后剩余2元不够买练习本，说明他花钱没有计划，对应选项B。
【答案】
1. A 2. B 3. A 4. B
【知识点】
英语阅读理解、细节理解、推理判断
【点评】
本题以贴近学生生活的理财案例为素材，考查学生提取原文细节信息和简单逻辑推理的能力，题型基础，难度适中，兼具知识考查与生活引导的作用。
【难度系数】
0.8
