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一、短文填空
阅读短文，根据语篇要求填空，使短文通顺、意思完整（每空限填一词）。
Do you have pocket money? How do you get (1)
My parents often tell me about the importance of managing money well. They also teach me how to use the money properly. One of the most helpful things is (2)
I’m happy (5)
阅读短文，根据语篇要求填空，使短文通顺、意思完整（每空限填一词）。
Do you have pocket money? How do you get (1)
it
? I get it by doing some chores around the house.My parents often tell me about the importance of managing money well. They also teach me how to use the money properly. One of the most helpful things is (2)
that
I learn to say no to myself. (3) In
the past, when I saw my friends get something interesting, I would buy it too. Now, every time I want to buy a new thing, I will think about two questions: How much does it cost? Do I really need it? (4) With
my parents’ help, I manage my money better than before. I’m learning to be wise with money.I’m happy (5)
to
learn money skills. They are important for my future life.答案
1. it 2. that 3. In 4. With 5. to
解析
【分析】
这是一道短文填空题，需结合语境、语法规则及固定搭配确定每个空的答案：
1. 第1空：前文提到不可数名词pocket money（零花钱），此处需用代词指代该名词，故用it；
2. 第2空：主系表结构中，系动词is后接表语从句，从句结构完整不缺成分，需用引导词that；
3. 第3空：固定搭配in the past（在过去），符合语境要求；
4. 第4空：固定搭配with one's help（在某人的帮助下），此处指父母的帮助，用介词With；
5. 第5空：固定搭配be happy to do sth（开心做某事），需用不定式符号to。
【解析】
根据语篇逻辑和语法规则逐一填空：
1. 指代前文不可数名词pocket money，填it；
2. 表语从句引导词，从句完整，填that；
3. 固定搭配in the past，填In；
4. 固定搭配with one's help，填With；
5. 固定搭配be happy to do sth，填to。
【答案】
1. it 2. that 3. In 4. With 5. to
【知识点】
代词的用法、表语从句、固定搭配
【点评】
本题考查语篇理解及基础语法，涉及代词指代、表语从句引导词、固定介词短语和不定式结构，难度适中，学生掌握基础语法和常见固定搭配即可解答。
【难度系数】
0.7
这是一道短文填空题，需结合语境、语法规则及固定搭配确定每个空的答案：
1. 第1空：前文提到不可数名词pocket money（零花钱），此处需用代词指代该名词，故用it；
2. 第2空：主系表结构中，系动词is后接表语从句，从句结构完整不缺成分，需用引导词that；
3. 第3空：固定搭配in the past（在过去），符合语境要求；
4. 第4空：固定搭配with one's help（在某人的帮助下），此处指父母的帮助，用介词With；
5. 第5空：固定搭配be happy to do sth（开心做某事），需用不定式符号to。
【解析】
根据语篇逻辑和语法规则逐一填空：
1. 指代前文不可数名词pocket money，填it；
2. 表语从句引导词，从句完整，填that；
3. 固定搭配in the past，填In；
4. 固定搭配with one's help，填With；
5. 固定搭配be happy to do sth，填to。
【答案】
1. it 2. that 3. In 4. With 5. to
【知识点】
代词的用法、表语从句、固定搭配
【点评】
本题考查语篇理解及基础语法，涉及代词指代、表语从句引导词、固定介词短语和不定式结构，难度适中，学生掌握基础语法和常见固定搭配即可解答。
【难度系数】
0.7
二、阅读理解
It is important to teach kids the life skill of budgeting (做预算). The 50/30/20 rule is a great way to teach them how to manage their money well.
50% to “Needs”: “Needs” are what you can’t live without. They are things like food, drinks, clothes, houses to live in, etc.
30% to “Wants”: “Wants” are what you want to have for fun. You can do without “Wants” even if it’s not comfortable. For example, you spend money eating out at an expensive restaurant, taking holidays, or shopping for new and expensive clothes in fashion.
20% to “Savings”: The last 20% goes to the future. This is important because it helps you plan for things in the future, such as your college (大学) education, your dreams, or even your life when you get older. Remember to always save a little bit of your money for the future!
That’s the 50/30/20 rule for budgeting. Start talking with kids about it early. When they understand the 50/30/20 rule, ask them to have some fun with it.
(
A. 10%.
B. 30%.
C. 40%.
D. 50%.
(
A. Happy.
B. Uncomfortable.
C. Excited.
D. Tired.
(
A. Future education.
B. The use of water every month.
C. Holidays.
D. Expensive clothes.
(
A. Life skills for kids
B. Needs and wants
C. The 50/30/20 budget rule
D. Change your lifestyle
It is important to teach kids the life skill of budgeting (做预算). The 50/30/20 rule is a great way to teach them how to manage their money well.
50% to “Needs”: “Needs” are what you can’t live without. They are things like food, drinks, clothes, houses to live in, etc.
30% to “Wants”: “Wants” are what you want to have for fun. You can do without “Wants” even if it’s not comfortable. For example, you spend money eating out at an expensive restaurant, taking holidays, or shopping for new and expensive clothes in fashion.
20% to “Savings”: The last 20% goes to the future. This is important because it helps you plan for things in the future, such as your college (大学) education, your dreams, or even your life when you get older. Remember to always save a little bit of your money for the future!
That’s the 50/30/20 rule for budgeting. Start talking with kids about it early. When they understand the 50/30/20 rule, ask them to have some fun with it.
(
D
) 1. How much of your money should go to “Needs”, according to the passage?A. 10%.
B. 30%.
C. 40%.
D. 50%.
(
B
) 2. How may you feel without “Wants”?A. Happy.
B. Uncomfortable.
C. Excited.
D. Tired.
(
A
) 3. Which can you spend your “Savings” on?A. Future education.
B. The use of water every month.
C. Holidays.
D. Expensive clothes.
(
C
) 4. Which is the best title for the passage?A. Life skills for kids
B. Needs and wants
C. The 50/30/20 budget rule
D. Change your lifestyle
答案
1. D 2. B 3. A 4. C
解析
【分析】
本题为英语阅读理解题，解题思路为：先通读原文把握核心内容，再针对每道题的题干关键词，回原文定位对应段落，细节题直接匹配原文信息，主旨题需概括全文核心主题，进而选出正确答案。
【解析】
1. 第1题：题干问“Needs”的资金占比，定位原文第二段“50% to ‘Needs’”，对应选项D，故选D。
2. 第2题：题干问没有“Wants”的感受，定位原文第三段“You can do without ‘Wants’ even if it’s not comfortable”，可知会不舒服，对应选项B，故选B。
3. 第3题：题干问“Savings”的用途，定位原文第四段“plan for things in the future, such as your college education”，对应选项A，故选A。
4. 第4题：题干问文章最佳标题，全文围绕“50/30/20预算规则”展开，对应选项C，故选C。
【答案】
1.D 2.B 3.A 4.C
【知识点】
英语阅读理解、细节理解题、主旨大意题
【点评】
本题为英语基础阅读理解题，侧重考查细节信息定位和文章主旨归纳，难度较低，只要仔细阅读原文即可快速找到答案，适合大部分学生作答。
【难度系数】
0.8
本题为英语阅读理解题，解题思路为：先通读原文把握核心内容，再针对每道题的题干关键词，回原文定位对应段落，细节题直接匹配原文信息，主旨题需概括全文核心主题，进而选出正确答案。
【解析】
1. 第1题：题干问“Needs”的资金占比，定位原文第二段“50% to ‘Needs’”，对应选项D，故选D。
2. 第2题：题干问没有“Wants”的感受，定位原文第三段“You can do without ‘Wants’ even if it’s not comfortable”，可知会不舒服，对应选项B，故选B。
3. 第3题：题干问“Savings”的用途，定位原文第四段“plan for things in the future, such as your college education”，对应选项A，故选A。
4. 第4题：题干问文章最佳标题，全文围绕“50/30/20预算规则”展开，对应选项C，故选C。
【答案】
1.D 2.B 3.A 4.C
【知识点】
英语阅读理解、细节理解题、主旨大意题
【点评】
本题为英语基础阅读理解题，侧重考查细节信息定位和文章主旨归纳，难度较低，只要仔细阅读原文即可快速找到答案，适合大部分学生作答。
【难度系数】
0.8
