教材回顾
根据教材文段，填入适当的内容补全短文（每空一词）
Millie is talking to Daniel about 1. . Both Millie and Daniel can get the most lucky money from their 2. at the Spring Festival every year. Some of Millie’s relatives send her online red packets sometimes. Millie usually spends 3. of her lucky money on pens, books, food and music. She also uses some money to help children in need every year.
Millie has a good sense of 4. . She would like to save the rest of her lucky money in her bank account and make a budget every year. She thinks it is important to save for 5. . She makes a plan first. This helps her have 6. .

1. lucky money 2. grandparents
3. most 4. money management
5. a rainy day 6. good habits

任务型阅读 理财意识
素养:思维品质 难度:中 用时:7分钟
Money may not buy happiness, but it helps.
Many teenagers want to learn how to manage money before going out into the world. Be smart with your money. This idea is raised (提出) by Dr. Mara Harvey, a money expert. The following are some of her tips.
Learn to make money. Ask parents or neighbors if you can do housework to make pocket money. These could include washing a car, cleaning up the garden, watering the flowers or taking the dog for a walk.
Help your money grow. Put your money in the bank and you can get interest(利息). Save your money in the long run. One day you may feel surprised at how much money you have.

Make a plan. If you have a big event, you may spend more of your pocket money. Try making a plan for spending and saving. Write down how much money you have and how much you are spending. Then it will help you take control(控制) of your money.
Spend your money properly(合理地). Figure out how much you can reasonably spend each month. Spend your money on what you truly need. Then try to cut down on spending. For example, instead of eating out, you can choose to cook at home.
根据短文内容，回答下列问题
1. What idea does Dr. Mara Harvey raise about managing money?

2. How can you make money according to Paragraph 2?

3. Why do people usually put money in the bank?

4. What can you do when you need to spend more of your pocket money according to Paragraph 4?

5. 新考法·开放性设问 What do you do with your pocket money? How will you manage your pocket money this year?

【解题导语】 本文就青少年应如何理财给出了建议。
1. Be smart with your money.
2. We can do housework to make pocket money.
3. Because they can get interest.
4. We can make a plan for spending and saving.
5. I usually spend some of my pocket money on snacks and small things, and save the rest. This year I will make a monthly budget, write down my spending, and try to save more for a big goal.（答案合理即可）