一、完形填空
Money management skills are very important for us, so it's important for parents to their children the value(价值) of money.
What ______ should parents begin educating(教育) their children about money? Financial experts(财务专家) agree that it's ______ too early. If children can learn about money at a young age, they will make good financial decisions when they grow older.
First, parents can begin teaching young children ______ to count(数) money. It is very important for young children.
Next, you can teach the value of ______ . Once they learn that saving is a good idea and that it is ______ they should always do, their financial future will be brighter. For example, your children want a new ______ . You can teach them to save part of their lucky money to buy that bike. At the same time, they still keep money for ice cream or for going to the cinema with their friends. ______ , they will begin to understand the value of both short-term saving and long-term saving.
It's never too early, also, to teach your children ______ ways to make money. For example, they can sweep the floor, wash dishes and so on. Sit down with your children and talk with them about the ways they would like to make money. You'll be surprised and ______ about the money they will begin making.
Help your children plan their financial course in life, teach them basic money management skills, and their future will be brighter.

1. A. teach B. learn C. talk D. prepare
2. A. subject B. age C. moment D. place
3. A. always B. seldom C. sometimes D. never
4. A. how B. when C. where D. why
5. A. spending B. making C. saving D. borrowing
6. A. anything B. something C. nothing D. everything
7. A. eraser B. pen C. computer D. bike
8. A. By the way B. In this way C. On the way D. In no way
9. A. quiet B. similar C. difficult D. different
10. A. afraid B. interested C. glad D. angry

【语篇导读】本文探讨了理财技能的重要性，强调父母应尽早教育孩子金钱的价值。
1. A 提示:teach 教;learn 学习;talk 谈论;prepare 准备。句意:理财技能对我们来说非常重要,因此父母教会孩子金钱的价值是很重要的。
2. B 提示:subject 科目;age 年龄;moment 时刻;place 地方。根据下文“at a young age”可知,此处表达父母应该在孩子多大时开始教育他们关于金钱的知识。
3. D 提示:always 总是;seldom 很少;sometimes 有时;never 从不。根据下文“It's never too early”可知,财务专家认为,越早越好。
4. A 提示:how 如何;when 什么时候;where 哪里;why 为什么。句意:首先,父母可以开始教小孩子如何数钱。
5. C 提示:spend 花费;make 制作;save 节约;borrow 借。根据下文“Once they learn that saving is a good idea...”可知,此处指教孩子储蓄的重要性。
6. B 提示:anything 任何东西;something 某些东西;nothing 没什么;everything 一切。句意:一旦他们认识到储蓄是个好主意,是他们应该一直做的事情,他们的财务前景就会更加光明。
7. D 提示:根据下文“You can teach them to save part of their lucky money to buy that bike.”可知,此处指想要一辆新自行车。
8. B 提示:by the way 顺便说一下;in this way 以这种方式;on the way 在路上;in no way 决不。句意:通过这种方式,他们将开始理解短期储蓄和长期储蓄的价值。
9. D 提示:quiet 安静的;similar 相似的;difficult 困难的;different 不同的。下文列举了扫地、洗碗等方式,由此可见,此处指教孩子不同的赚钱方式。
10. C 提示:afraid 害怕的;interested 感兴趣的;glad 高兴的;angry 生气的。句意:你会对他们开始赚的钱感到惊讶和高兴。

【分析】
这是一篇关于父母教育孩子理财的完形填空，解题思路如下：1. 先通读全文，把握主旨（父母应尽早教孩子金钱的价值与理财技能）；2. 逐题分析，结合上下文语境、词义辨析、固定搭配等知识，逐一筛选合适选项；3. 最后验证所选答案是否符合文意与逻辑。
【解析】
1. 结合句意“理财技能重要，父母教会孩子金钱价值很重要”，teach（教）符合语境，故选A。
2. 下文提到“at a young age”，可知此处询问父母应在什么年龄开始教育孩子理财，age（年龄）符合，故选B。
3. 固定表达“never too early”意为“越早越好”，结合财务专家的观点，选D。
4. 此处表达“教孩子如何数钱”，how（如何）符合句意，故选A。
5. 下文提到“saving is a good idea”，可知此处指教孩子储蓄的重要性，saving（储蓄）符合，故选C。
6. 句意“储蓄是他们应该一直做的某件事”，something（某事）符合语境，故选B。
7. 下文提到“buy that bike”，可知此处指想要一辆新自行车，bike符合，故选D。
8. 此处表达“通过这种方式”，in this way（以这种方式）符合，故选B。
9. 下文列举扫地、洗碗等不同赚钱方式，different（不同的）符合，故选D。
10. 句意“你会对他们赚的钱感到惊讶和高兴”，glad（高兴的）符合，故选C。
【答案】
1.A 2.B 3.D 4.A 5.C 6.B 7.D 8.B 9.D 10.C
【知识点】
完形填空词汇辨析、语境理解、固定搭配
【点评】
本文围绕理财教育展开，贴近生活实际，既考查学生的词汇运用与语境理解能力，又引导学生树立正确的金钱观，是一篇兼具实用性与教育意义的完形填空。
【难度系数】
0.6