Ⅲ. Complete the passage with proper words according to the Chinese given.
Learning to manage pocket money is an important life skill for teenagers. Most kids receive pocket money from their parents every month, but not everyone knows how to use it well.
It is smart to make a clear 1. (计划) for your money every month. You should put away some money for 2. (储蓄) first, and never spend all your money in a short time.
Keep a careful 3. (记录) of all your daily spending. It helps you find out 4. (哪里) your money goes and cut down useless costs. Many students buy things just because they are on 5. (促销).
Before you pay for expensive goods, think about their real 6. (价值). Good spending 7. (习惯) will influence you for a lifetime.
Parents usually teach children basic financial 8. (规则). Many families help teenagers open bank 9. (账户) to keep their money safe. Good money management makes teenagers more 10. (独立的).

1. plan 2. savings 3. record 4. where 5. sale 6. value 7. habits 8. rules 9. accounts 10. independent

【分析】
本题要求根据中文提示补全短文，解题思路为：先通读短文把握主题（青少年管理零花钱），再逐个分析空格所在句子的语境，结合中文提示确定对应英语单词，同时注意单词的词性、单复数及固定搭配等语法规则，最后验证单词是否符合语境。
【解析】
1. 空格前有不定冠词a和形容词clear，需填名词，对应中文“计划”的英语单词为plan；
2. 介词for后需接名词，对应中文“储蓄”的英语单词为savings（常用复数形式）；
3. 空格前有不定冠词a和形容词careful，需填名词，对应中文“记录”的英语单词为record；
4. 此处为宾语从句，需填连接词表示“哪里”，对应单词为where；
5. 固定搭配on sale表示“促销”，对应中文“促销”；
6. 形容词real后需接名词，对应中文“价值”的英语单词为value；
7. 此处泛指“习惯”，需用复数形式，对应中文“习惯”的英语单词为habits；
8. 形容词basic和financial后需接名词，此处泛指“规则”，用复数形式rules；
9. 固定搭配bank accounts表示“银行账户”，此处用复数形式；
10. more后需接形容词，对应中文“独立的”的英语单词为independent。
【答案】
1. plan 2. savings 3. record 4. where 5. sale 6. value 7. habits 8. rules 9. accounts 10. independent
【知识点】
英语词汇运用、名词单复数、固定搭配
【点评】
本题结合青少年理财话题，考查根据中文提示填单词，侧重基础词汇和固定搭配的运用，难度适中，能检验学生的词汇掌握及语境运用能力。
【难度系数】
0.6

Ⅳ. Read the passage and answer the questions.
Nowadays, financial education is becoming popular among middle school students. Managing pocket money well can help teenagers develop responsible qualities.
Here is some useful advice for students. First, learn to tell needs from wants. Never buy something you don't really need just for fun. Second, set long-term buying goals. Save little by little for school supplies or personal daily things. Third, do some easy housework to get extra pocket money. This way, you will understand money is made by hard work. Fourth, learn simple banking knowledge to protect your own property.
Spending wisely and saving regularly can bring you a meaningful teenage life.

1. What kind of education is popular with students now?

2. What should students learn to tell when spending money?

3. What can teenagers save money to buy?

4. How can students get extra pocket money properly?

5. What can banking knowledge help us do?

1. Financial education. 2. Needs from wants. 3. School supplies or personal daily things. 4. By doing easy housework. 5. Protect our own property.

【分析】
本题为英语阅读理解细节简答题，解题思路为：先通读短文把握主旨，再针对每个问题的核心，回到原文中定位对应段落的关键信息，最后提取与问题匹配的准确内容，确保答案与原文表述一致，简洁明了。
【解析】
1. 定位原文第一段第一句“Nowadays, financial education is becoming popular among middle school students.”，可知受欢迎的是金融教育；
2. 定位原文第二段第一条建议“First, learn to tell needs from wants.”，可知要区分需求和想要的东西；
3. 定位原文第二段第二条建议“Save little by little for school supplies or personal daily things.”，可知攒钱买学习用品或个人日常物品；
4. 定位原文第二段第三条建议“Third, do some easy housework to get extra pocket money.”，可知通过做简单家务赚额外零花钱；
5. 定位原文第二段第四条建议“Fourth, learn simple banking knowledge to protect your own property.”，可知银行知识帮助保护自己的财产。
【答案】
1. Financial education.
2. Needs from wants.
3. School supplies or personal daily things.
4. By doing easy housework.
5. Protect our own property.
【知识点】
英语阅读理解、细节信息提取
【点评】
本题考查英语阅读理解的细节定位能力，属于基础题型，只要认真阅读原文，准确找到对应信息即可作答，难度较低。
【难度系数】
0.8