三、阅读理解
Young kids have many ideas on how to make money, save money and spend money. Editor (编辑) of Teens Week shares some from kids around the world.

() 1. Who is good at saving money?
A. Amy. B. Peter. C. Jessie. D. Charles.
() 2. How does Charles make money?
A. By selling flowers. B. By writing letters.
C. By cleaning the floor. D. By doing housework.
() 3. What can we infer (推断) from the passage?
A. Peter spends money wisely. B. Goals help us manage money well.
C. Charles is from a rich family. D. These kids are in the same country.

1. C 2. D 3. B

【分析】
本题是关于三位孩子理财观念的阅读理解题，解题时需根据每个问题的关键词，回到原文定位对应信息，逐一分析选项：第1题需找擅长存钱的孩子，第2题需找Charles赚钱的方式，第3题需结合原文内容推理判断选项正误。
【解析】
1. 细节理解题：定位原文Jessie的描述“I save money until I find something I like and then I'm really happy. I always have goals before I spend money.”，可知Jessie擅长存钱，对应选项C。
2. 细节理解题：定位原文Charles的内容“My parents often ask me and my sister Amy to clean windows, water flowers and send letters. And then we get some pocket money.”，可知Charles通过做家务获得零花钱，对应选项D。
3. 推理判断题：A选项，Peter提到有时钱不够买需要的书，说明他花钱不理智，错误；B选项，Jessie提到花钱前有目标，最终能买到想要的自行车，说明目标有助于管理金钱，正确；C选项，Charles是通过做家务赚零花钱，并非来自富裕家庭，错误；D选项，三个孩子分别来自英国、澳大利亚、加拿大，不是同一国家，错误，故选B。
【答案】1.C 2.D 3.B
【知识点】初中英语阅读理解，细节理解题，推理判断题
【点评】本题围绕孩子的理财观念展开，考查学生快速定位原文信息和逻辑推理的能力，是初中英语常见的阅读理解题型，需学生仔细阅读原文提取关键内容。
【难度系数】0.6

四、文段写作
假如你是李华，你们班正举办“省钱小能手”活动。请你用英文向其他同学介绍你的家庭预算情况。短文需包含要点提示的内容，并作适当发挥，词数在50词左右。
1. Do you think it is important to make a family budget? Why?
2. What is in your family budget?
3. How do you keep to your family budget?

One possible version:
It is important to make a family budget. It helps us manage money well. My family budget has three parts. They are daily needs, special things and savings. We spend about fifty per cent of money on daily needs. We also leave about twenty per cent in the local bank for savings.

【分析】
首先审题，明确身份为李华，主题是介绍家庭预算，需覆盖三个要点：家庭预算的重要性及原因、预算内容、遵守预算的方式，词数控制在50左右。解题思路：先开篇点明预算的重要性及原因，接着说明预算的组成部分，最后结合储蓄安排体现遵守预算的做法，用简单英文连贯表达，符合要求。
【解析】
按照要点依次组织内容：1. 回答预算重要性及原因：It is important to make a family budget because it helps manage money well. 2. 说明预算内容：My family budget has three parts: daily needs, special things and savings. 3. 体现遵守预算的方式：We spend 50% on daily needs, save 20% in the bank to stick to it. 整合为通顺短文，符合词数要求。
【答案】
One possible version: It is important to make a family budget. It helps us manage money well. My family budget has three parts. They are daily needs, special things and savings. We spend about fifty per cent of money on daily needs. We also leave about twenty per cent in the local bank for savings.
【知识点】
英语应用文写作；家庭话题表达；要点整合写作
【点评】
本题结合生活实际，考查学生围绕指定要点进行英文写作的能力，既检验基础词汇、句型的运用，又锻炼信息整合能力，符合初中英语写作的考查方向。
【难度系数】
0.6