一、根据课文内容及首字母提示完成下列短文
Simon and his Mum are talking about their family money management. They have made a so they manage their money . Half of their budget cover Simon's , their flat, car, food and other daily , such as Simon's new pair of and Mum's new computer. They spend about 30 per cent of their budget on things like taking holidays. As we know, holidays are quite . They also leave about 20 per cent in their bank . It is to save for a day.

1. budget
2. wisely
3. education
4. needs
5. shoes
6. special
7. expensive
8. account
9. wise
10. rainy

1. 根据上下文，Simon和他妈妈在讨论家庭财务管理，他们制定了一个“预算”，所以第1空应填“budget”。
2. 他们“明智地”管理他们的钱，所以第2空应填“wisely”。
3. 根据后文“their flat, car, food”等，可以推断这部分预算涵盖了Simon的“教育”，所以第3空应填“education”。
4. 预算还包括其他日常“需求”，所以第4空应填“needs”。
5. 根据“new pair of”可以推断这里指的是一双新的“鞋子”，所以第5空应填“shoes”。
6. 他们将大约30%的预算花在“特殊”的事情上，比如度假，所以第6空应填“special”。
7. 度假相当“昂贵”，所以第7空应填“expensive”。
8. 他们还将大约20%的预算留在银行“账户”中，所以第8空应填“account”。
9. 为“雨天”存钱是“明智的”，所以第9空应填“wise”。
10. “rainy day”是固定短语，表示“困难时期”，所以第10空应填“rainy”。

二、微写作
Does your family have a budget? How does your family manage your family money? Write at least five sentences to tell us your family's budget.

My family does have a budget. We allocate a certain amount of money for food, housing, and utilities each month. We also set aside money for savings and emergencies. My parents track our expenses regularly to ensure we stay within our budget. Additionally, we review and adjust our budget annually to reflect any changes in our financial situation.

三、完形填空
Managing money is an important skill especially for college students. Here are some suggestions to 1 college students better manage their money.
Firstly, college students should make a budget plan. They can 2 how much money they will spend on monthly needs. Then they should manage their money according to this budget plan to 3 they do not overuse their budget.
Secondly, college students should learn to be frugal (节俭的). They can look for discounted things or 4 second-hand items. They can also reduce unnecessary expenses (花费) like 5 . Learning to be frugal can help them better control their expenses.
Thirdly, college students should use credit cards 6 . They should have a clear understanding of repayment dates of their credit cards and make sure to repay bills 7 . They should also avoid overuse of credit cards to prevent falling into debt (债务).
Last but not least, college students should have a savings plan. They can leave some of their 8 in a savings account each month for the future. Having a savings plan can help 9 make a good budget.
In conclusion, college students should 10 to manage their money to avoid financial difficulties.
( ) 1. A. tell
B. ask
C. help
D. order
( ) 2. A. write down
B. look at
C. listen to
D. read about
( ) 3. A. make sense
B. make faces
C. make mistakes
D. make sure
( ) 4. A. buy
B. sell
C. borrow
D. lend
( ) 5. A. repairing bikes
B. buying books
C. having meals
D. travelling
( ) 6. A. easily
B. wisely
C. freely
D. happily
( ) 7. A. in time
B. on time
C. at times
D. out of time
( ) 8. A. money
B. books
C. lives
D. time
( ) 9. A. you
B. us
C. them
D. they
( ) 10. A. teach
B. learn
C. need
D. want

CADADBBACB

1. 句意：这里有一些建议帮助大学生更好地管理他们的钱。"help sb. do sth."表示“帮助某人做某事”，符合语境，选C。
2. 制定预算计划需要写下每月花费，"write down"（写下）符合，选A。
3. 按预算管理钱是为了确保不超支，"make sure"（确保）符合，选D。
4. 节俭可以寻找折扣或购买二手物品，"buy"（买）符合，选A。
5. 不必要的花费，"travelling"（旅行）相比其他选项更可能是不必要的，选D。
6. 使用信用卡应该明智，"wisely"（明智地）符合，选B。
7. 信用卡还款要按时，"on time"（按时）符合，选B。
8. 储蓄计划是把钱存入储蓄账户，"money"（钱）符合，选A。
9. 指代大学生们，作宾语用宾格"them"，选C。
10. 大学生应该学习管理钱，"learn"（学习）符合，选B。