A首字母填空。(改编自Reading对话)
One day, Simon and his mother decided to visit the new mall that had just opened a the street. Simon asked if he could get a new pair of sports shoes. His mother smiled and agreed, but also mentioned another — they had to buy a new computer. Simon thought that would be very and cost a lot of money.
His mother told him not to worry. She explained that she and Simon’s father carefully the family’s money. Every year, they made a budget to plan how to use it wisely. She said that saving money does for the future.
Simon asked kinds of things were in it. His mother said the most important need was Simon’s education. After that, they for their flat, their car, food, and all daily things. Together, these costs covered about 50 per cent of their budget.
Then Simon asked about the other half. His mother explained that they about 30 per cent for special things, like colourful holidays or fun trips. Another part—20 per cent—went into their bank . She said it was important to save for a rainy day, to protect the family if something unexpected happened.
Simon was happy to learn this. He realized that good planning helps what a family needs. Then, he and his mother went to the mall, ready to enjoy their shopping trip together.
1. 2. 3.
4. 5. 6.
7. 8. 9.
10.

1. across 2. need 3. expensive 4. managed
5. matter 6. what 7. paid 8. used 9. account
10. cover

【分析】
做首字母填空需结合上下文语境、固定搭配及词汇词义推导答案：1. 新商场在街道对面，对应固定搭配across the street；2. 前文提买鞋，后文说买电脑，是另一个需求；3. 后文提到电脑花很多钱，故西蒙觉得电脑昂贵；4. 父母管理家庭财务，需用动词过去式；5. 语境表达存钱对未来的重要性；6. 询问预算里的事物种类，用疑问词引导宾语从句；7. 支付日常开销用固定搭配pay for，需用过去式；8. 表示用预算做特殊事；9. 对应银行账户的名词；10. 表示覆盖家庭需求的动词。
【解析】
1. 结合语境“新商场在街道对面”，固定搭配across the street，填across；
2. 前文提及买鞋，后文说买电脑，是另一个需求，填need；
3. 后文“cost a lot of money”提示电脑昂贵，填expensive；
4. 父母管理家庭财务，manage的过去式为managed，填managed；
5. 语境表达“存钱对未来重要”，matter符合，填matter；
6. 询问“什么种类的东西”，用what引导宾语从句，填what；
7. 固定搭配pay for（支付），过去式为paid，填paid；
8. 语境“用30%预算做特殊事”，填used；
9. 银行账户对应名词account，填account；
10. 语境“覆盖家庭需求”，填cover。
【答案】
1. across 2. need 3. expensive 4. managed 5. matter 6. what 7. paid 8. used 9. account 10. cover
【知识点】
词汇运用、固定搭配、语境理解
【点评】
本题围绕家庭理财语境设置首字母填空，考查学生对常用词汇、固定搭配的掌握及上下文逻辑分析能力，需结合语境推导词义，整体难度适中。
【难度系数】
0.5

B选词填空。（改编自Integration D2短文）
survey plan wise habits
in need red packets
Every Spring Festival, I get lucky money inside red packets from my parents and grandparents. Sometimes, other relatives also send me 1. ______ . It feels nice to get money at the beginning of the new year.
I use my lucky money in a 2. way. I make a plan, just like a small survey of how to spend it. This helps me build good money 3. . Most of the money is used to buy useful things. For example, I buy books, pens, and food. I also like to buy fun things such as a baseball, a ring or even a set of keys.
Every year, I use some money to help people 4. . My parents also help me put some money in the bank. I save yuan, which we use here, and sometimes even pounds or roubles, which are used in other countries like the UK or Russia.
Saving money helps me 5. for the future. I enjoy using it in useful and kind ways.

1. red packets 2. wise 3. habits 4. in need 5. plan

【分析】
做选词填空时，需先通读全文把握整体语境，再分析每个空缺处的词性、搭配要求，最后从给定词汇中筛选符合语境的内容。具体步骤：1. 理解短文围绕春节使用压岁钱的主题；2. 逐空分析：第1空对应前文红包的话题，第2空修饰方式需形容词，第3空是固定搭配，第4空是帮助特定人群的短语，第5空是“为未来计划”的搭配。
【解析】
1. 前文提到收到父母和祖父母的红包，此处指其他亲戚也送红包，故填red packets；
2. 此处修饰名词“way”需形容词，结合后文做计划的做法，是用明智的方式，故填wise；
3. “build good money habits”是固定搭配，意为养成良好的金钱习惯，故填habits；
4. “help people in need”是固定短语，意为帮助有需要的人，故填in need；
5. “plan for the future”是固定搭配，意为为未来做计划，故填plan。
【答案】
1. red packets 2. wise 3. habits 4. in need 5. plan
【知识点】
词汇辨析、固定搭配、语境理解
【点评】
本题围绕春节使用压岁钱的话题展开，考察常见词汇在语境中的运用及固定搭配，需结合上下文逻辑和短语搭配解题，难度适中。
【难度系数】
0.6