Ⅰ. 词汇运用。
短文填空。阅读短文，从方框中选出恰当的单词并用其适当形式填空，使短文通顺、意义完整。每空仅填一词，每词仅用一次。
how need social back borrow lend however possible graduate thank
In many colleges and universities around the world, poor students can money from the government through special programs. , the money will be just enough to satisfy their basic for living, and they need to pay the money in a certain period of time after . The benefits of the students money this way are clear. For one thing, the students will learn to manage their money. They have to save every cent and spend money only on necessary things. For another, they will be for the support and therefore be more responsible for in the future.
1. 2. 3. 4. 5.
6. 7. 8. 9. 10.

1. borrow
2. However
3. needs
4. back
5. graduation
6. lending
7. how
8. possible
9. thankful
10. society

1. 第一空：固定搭配borrow sth. from sb. 表示“向某人借某物”，情态动词can后接动词原形，故填borrow。
2. 第二空：前文提到贫困生可以通过特殊项目向政府借钱，后文说明这笔钱仅够满足基本生活，语义表转折，空后有逗号，用however的首字母大写形式However。
3. 第三空：固定搭配basic needs表示“基本需求”，此处need表示“需求”，是可数名词，用复数形式needs。
4. 第四空：固定短语pay back表示“偿还”，符合句意需要在规定时间内还钱的语境，故填back。
5. 第五空：介词after后接名词，此处表示“毕业之后”，graduate的名词形式graduation符合语境，故填graduation。
6. 第六空：介词of后接动名词，此处表示“以这种方式借给学生钱的好处很明显”，lend的动名词形式是lending，故填lending。
7. 第七空：固定结构learn how to do sth. 表示“学习如何做某事”，符合句意学生将学习如何理财的语境，故填how。
8. 第八空：形容词possible作后置定语修饰cent，save every cent possible表示“尽可能省下每一分钱”，符合语境，故填possible。
9. 第九空：固定搭配be thankful for表示“对……心怀感激”，thank的形容词形式thankful符合语境，故填thankful。
10. 第十空：介词for后接名词，此处表示“未来对社会更有责任感”，social的名词形式society表示“社会”，符合语境，故填society。

Ⅱ. 完形填空。
阅读短文，从每小题所给的 A、B、C、D 四个选项中，选出可以填入空白处的最佳选项。
Everyone wants to use money wisely, but not everyone knows how to it. Saving every coin is a small , but it can bring great benefits. My friend Tom is a good example. He started saving coins when he was 12 years old, and now he has saved a lot of money.
Tom’s way of saving money is . He never buys unnecessary things. Whenever he wants to buy , he always thinks twice. He also keeps his coins in a piggy bank. Every month, he counts his coins and writes down the amount. This helps him know how much he has saved and encourages him to going.
Tom often shares his saving tips with his classmates. He says we should avoid buying snacks that are bad for health, they not only waste money but also harm our bodies. He also advises us to divide our pocket money into parts: one for daily use and the other for savings. This way, we can avoid spending all our money at once.
Do you know Tom saves money? He wants to a new bike and help his parents with some house costs. He thinks saving money is not boring at all. , it makes him feel proud and responsible. He often tells his classmates, “Save one coin today, and you will have more money tomorrow. It’s to develop the habit of saving money from an early age.”
Many students think saving money is boring, but Tom doesn’t . He says that saving money teaches him how to manage his money well. It also helps him understand the of hard work, because his pocket money comes from doing housework and getting good grades. Sometimes, he sells his old toys online to get extra money for savings.
Tom’s story tells us that saving money is not difficult. We can small things, like saving coins or reusing old school supplies. Every small step to a big success. We should not waste money on unnecessary things. Instead, we should save it for future needs or help people in need.
()11. A. spend B. save C. lend D. make
()12. A. rule B. game C. lesson D. habit
()13. A. simple B. hard C. funny D. strange
()14. A. nothing B. anything C. something D. everything
()15. A. avoid B. finish C. practice D. keep
()16. A. for B. or C. but D. and
()17. A. two B. three C. four D. five
()18. A. when B. where C. why D. how
()19. A. borrow B. buy C. win D. send
()20. A. However B. Therefore C. Instead D. Besides
()21. A. serious B. important C. natural D. polite
()22. A. agree B. allow C. reply D. listen
()23. A. price B. cost C. use D. value
()24. A. depend on B. deal with C. start with D. look for
()25. A. leads B. turns C. gets D. moves

11.B 12.D 13.A 14.C 15.D 16.A 17.A 18.C 19.B 20.C 21.B 22.A 23.D 24.C 25.A

11. 结合全文主题是明智用钱、攒钱，句意为“每个人都想明智地用钱，但不是每个人都知道如何节省它”，save表示节省，符合语境，选B。
12. 句意为“节省每一枚硬币是一个小习惯，但它能带来很大的益处”，habit表示习惯，符合语义，选D。
13. 根据后文描述Tom不买非必需品、把硬币存进存钱罐这些简单的做法，可知他省钱的方式很简单，simple表示简单的，选A。
14. 句意为“无论什么时候他想买某样东西，他总会三思”，肯定句中表示“某物/某事”用something，选C。
15. 固定搭配keep going表示“继续坚持下去”，符合句意：这鼓励他继续坚持攒钱，选D。
16. 此处后半句是前半句“避免买不健康零食”的原因，for可以用来引出原因，选A。
17. 根据后文的“one for daily use and the other for savings”（一份日常使用，另一份存起来），可知是分成两部分，选A。
18. 后文回答的是Tom攒钱的目的，也就是攒钱的原因，所以这里是问“你知道Tom为什么攒钱吗”，why表原因，选C。
19. 句意为“他想要买一辆新自行车，并且帮父母分担一些家用开销”，buy表示购买，符合语境，选B。
20. 前文说“他认为攒钱一点都不无聊”，后文说“这让他感到骄傲和有责任感”，是反向对应关系，instead表示“相反”，符合逻辑，选C。
21. 句意为“从小养成攒钱的习惯是很重要的”，important表示重要的，符合语义，选B。
22. 前文说“很多学生认为攒钱很无聊”，转折后表示“但Tom不同意（这个观点）”，agree表示同意，符合语境，选A。
23. 句意为“这也帮他理解努力工作的价值，因为他的零花钱来自做家务和取得好成绩”，value表示价值，选D。
24. 根据后文举例“比如攒硬币或者重复使用旧文具”，可知这里是说我们可以从小事开始做起，start with表示“从……开始”，选C。
25. 固定搭配lead to表示“通向、导致”，句意为“每一小步都通向巨大的成功”，选A。