一、根据句意,用括号中所给动词的正确形式填空
1. What ______ (come) first in your family budget?
2. Money ______ (matter) in every family.
3. Amy is thinking about ______ (save) money for a holiday trip.
4. It's a good idea ______ (make) a budget every month.

1. comes
2. matters
3. saving
4. to make

1. 句子询问的是家庭预算中首先考虑的是什么，描述通常的情况或习惯，应使用一般现在时。what作主语时，谓语动词用第三人称单数形式。因此填comes。
2. 句子描述的是金钱在每个家庭中的重要性，是一个普遍真理，应使用一般现在时。money是不可数名词，所以matter要用第三人称单数形式matters。
3. 句子中使用了think about doing sth.的结构，表示“考虑做某事”，因此save要用动名词形式saving。
4. 句子中使用了It's a good idea to do sth.的结构，表示“做某事是个好主意”，因此填to make。

二、用方框中所给单词的正确形式填空,补全短文(不限次数)
take cost pay spend
I live near the beach. It's very beautiful. I usually walk there from home in the morning. It (1)______ about 40 minutes. I can keep fit by walking without (2)______ any money. In autumn, it's best (3)______ a whole day at the beach. I usually take drinks and easy healthy lunch with me because food at the beach is very expensive. A hot dog (4)______ around ten dollars. I don't want to (5)______ ten dollars for junk food.

1. takes
2. spending
3. to spend
4. costs
5. pay

1. 第一个空需要填入一个动词，表示“花费时间”，根据句意和所给单词，应该用“take”表示“花费时间”，主语是it，所以用第三人称单数形式“takes”。
2. 第二个空需要填入一个动词的-ing形式，表示“花钱”，根据句意和所给单词，应该用“spend”的-ing形式，即“spending”，表示“花钱”。
3. 第三个空是固定句型“it's best to do sth”，表示“最好做某事”，所以应该用“to spend”，表示“花费一整天”。
4. 第四个空需要填入一个动词，表示“花费多少钱”，主语是a hot dog，是物，所以用“cost”的第三人称单数形式“costs”。
5. 第五个空需要填入一个动词，表示“为某物付钱”，根据句意和所给单词，应该用“pay”，表示“付钱”。

三、根据中文意思完成句子
1. 我的学校在马路对面。
My school ______.
2. 在每个家庭,钱很重要。______
3. 要用好你的钱,你需要做预算并遵照执行。
To ______, you need to ______ and ______ it.
4. 在银行里留15%的钱以备不时之需,是一个好主意。
It's a good idea ______ the money ______.
5. 我们一半的钱花在日常需求上。
We ______ our money ______ our daily needs.

1. is across the road
2. In every family, money is very important.
3. use your money well; make a budget; follow
4. to keep 15% of; in the bank for a rainy day
5. spend half of; on

1. "在马路对面"常用"is across the road"表达，主语My school是第三人称单数，be动词用is。
2. "在每个家庭"是"In every family"，"钱很重要"是"money is very important"，注意句首字母大写。
3. "用好你的钱"是"use your money well"，"做预算"是"make a budget"，"遵照执行"是"follow"，need to后接动词原形。
4. "It's a good idea to do sth."是固定句型，"留15%的钱在银行里"是"to keep 15% of the money in the bank"，"以备不时之需"是"for a rainy day"。
5. "花（钱）在……上"用"spend...on..."，主语We是复数，动词用原形，"一半的"是"half of"。

一、阅读理解
Saving money is very important. It helps you manage your money well. To save money, you should think about how to spend it wisely. Here are some shopping tips for you.
First, make a shopping list (清单) and write down all the things you need to buy. It's important not to buy things you don't need. If something is not in your budget or on the list, choose to save the money!
Second, don't try to buy anything in a hurry. Do some homework. It's always a good idea to compare (对比) the price and quality (品质). It may take a lot of time, but it really helps you get the best one at the lowest (最低的) price.
Third, do the shopping before or during holidays. There are discounts on many things.
Becoming a smart shopper can help you save more money. It's a good habit in your lifetime.
( ) 1. Why do we save money?
A. To spend it wisely.
B. To buy more.
C. To make a shopping list.
D. To manage our money well.
( ) 2. What should we do if something is not in our budget?
A. Write it down.
B. Don't buy it.
C. Borrow money from friends.
D. Compare the price and quality.
( ) 3. What's the main idea of paragraph 3?
A. The quality is important.
B. Try to buy things at the lowest price.
C. Don't spend lots of time shopping.
D. Do some homework before buying something.
( ) 4. When is the best time to go shopping?
A. Before or during holidays.
B. At any time.
C. After you open a bank account.
D. After holidays.

1. D
2. B
3. D
4. A

1. 根据文章第一句“Saving money is very important. It helps you manage your money well.”可知，存钱的重要性在于帮助我们更好地管理钱财。选项D“To manage our money well.”符合题意，因此D是正确答案。
2. 文章第二段明确提到“If something is not in your budget or on the list, choose to save the money!”，即如果某样东西不在预算或清单上，应该选择存钱而不购买。选项B“Don't buy it.”与此一致，因此B是正确答案。
3. 文章第三段主要讲述了在购买前应该做一些准备工作，包括比较价格和品质。虽然B选项“Try to buy things at the lowest price.”在段中有提及，但整段的核心是强调购买前做准备的重要性，即“Do some homework”。然而，根据题目选项，D选项“Do some homework before buying something.”最全面地概括了段落主旨，因此D是正确答案。
4. 根据文章第四段“Third, do the shopping before or during holidays. There are discounts on many things.”可知，最佳购物时间是节假日前或节假日期间，因为这时有很多折扣。选项A“Before or during holidays.”与此相符，因此A是正确答案。