四、阅读表达。
阅读下面短文，简略回答问题。
Money may not buy happiness, but it helps. Many teenagers want to learn how to manage money well. Dr. Mara Harvey, a money expert (专家) advises teenagers to be wise with money. The following are some of her tips.
Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could include washing a car or taking the dog for a walk. Learning how to make money will be helpful for your future career (职业).
Help your money grow.* Money can't grow if it's sitting inside a piggy bank. Put your money in the bank and get interest (利息). One day you may feel surprised at how much money you have.
Make a plan.* Sometimes you may need to spend more on a big event, like a holiday camp. Try making a plan for spending and saving. Write down how much money you have and how much you are spending. Then it will help you take control of your money.
Spend your money wisely.* Make a good budget each month. Spend your money on what you really need. Then try to cut down on spending. For example, you can choose to cook at home instead of eating out.
36. What does Dr. Mara Harvey do?

37. What benefit will teenagers have by learning to make money?

38. How can you make your money grow?

39. What should you do if you have to spend more money on a big event?

40. Please give another example about cutting down on spending. (Your example should be different from the underlined one in the text. )

36. A money expert./She is a money expert. 37. It’s helpful for their future career./It will help with their future career. 38. By putting/Put money in the bank and get interest. 39. Make a plan for spending and saving. 40. Instead of buying new stationery, we can use the old ones that are still in good condition.

【解析】
1. 第36题：根据短文第一段“Dr. Mara Harvey, a money expert (专家) advises teenagers to be wise with money.”可直接得出答案。
2. 第37题：从“Learn to make money”板块最后一句“Learning how to make money will be helpful for your future career (职业).”提取信息作答。
3. 第38题：在“Help your money grow”板块中“Put your money in the bank and get interest (利息).”找到答案。
4. 第39题：根据“Make a plan”板块中“Try making a plan for spending and saving.”可知答案。
5. 第40题：需结合生活实际，给出不同于文中的减少开支的例子，言之有理即可。
【答案】
36. A money expert./She is a money expert.
37. It’s helpful for their future career./It will help with their future career.
38. By putting/Put money in the bank and get interest.
39. Make a plan for spending and saving.
40. Instead of buying new stationery, we can use the old ones that are still in good condition.
【知识点】
细节信息提取、开放性答题、实用文本阅读
【点评】
本题围绕青少年理财主题展开，通过设置不同类型的问题，既考查学生从文本中提取细节信息的能力，又锻炼学生的开放性语言表达能力，同时传递了实用的理财知识，贴近青少年生活实际。
【难度系数】
0.7

五、书面表达。
春节过后，很多同学都有父母给的压岁钱。假设你是李华，你的英国笔友 David 发来电子邮件，问你和你的同学是如何使用压岁钱的。请根据下面的调查报告，给 David 回一封邮件，向他介绍你们压岁钱的使用情况。
How students manage their lucky money:
.20%,save it in the bank
.60%,buy books,spend on hobbies
.10%,help others
.Others,...
Your opinion on managing lucky money:
.Do something meaningful
注意：
（1）短文须包括以上信息，可适当发挥；
（2）文中不得出现学生真实的姓名和校名；
（3）词数 80 个左右（开头已给出，不计入总词数）。
Dear David,
         Glad to receive your email. You want to know how students manage their lucky money in China. Now let me tell you.







Yours,
Li Hua

范例：Dear David,Glad to receive your email. You want to know how students manage their lucky money in China. Now let me tell you.Last week, I did a survey on how middle school students in our class use their lucky money. I found that 20% of us save it in the bank. 60% use it to buy books or spend on our hobbies, like drawing or playing ball games. 10% of the students choose to help others, such as donating to poor kids. The rest may buy snacks or toys.In my opinion, we should use the money to do something meaningful. For example, we can buy useful books or help people in need. It's a good way to make the lucky money valuable.

【解析】
本题未给出书面表达的具体主题、写作要求等关键信息，无法提供具体解析内容。
【答案】
略
【知识点】
书面表达写作
【点评】
因本题未明确具体写作任务，无法进行针对性点评。
【难度系数】
0.0

【解析】
这是一篇应用文写作，需根据给定调查数据给英国笔友回邮件介绍压岁钱使用情况。写作时先引出调查，依次说明不同比例学生的压岁钱使用方式，最后阐述自身对管理压岁钱的看法，注意内容完整、语言简洁，符合词数要求。
【答案】
Last week, I did a survey on how middle school students in our class use their lucky money. I found that 20% of us save it in the bank. 60% use it to buy books or spend on our hobbies, like drawing or playing ball games. 10% of the students choose to help others, such as donating to poor kids. The rest may buy snacks or toys.
In my opinion, we should use the money to do something meaningful. For example, we can buy useful books or help people in need. It's a good way to make the lucky money valuable.
【知识点】
英语邮件写作、百分比表达、观点类写作
【点评】
本文结构清晰，完整涵盖调查中的各项数据，观点明确，语言简洁地道，符合邮件写作格式与词数要求，能出色完成写作任务。
【难度系数】
0.6