一、短文填空
阅读短文,在空格处填入一个适当的单词或括号中单词的正确形式。
Do you have pocket money? How do you get it? I get it by doing some (1) ______ (chore) around the house.
My parents often tell me about the importance of (2) ______ (manage) money well. They also teach me (3) ______ (use) the money properly. One of the most helpful things is that I learn to say no to (4) ______ (I). In the past (过去), when I saw my friends get something interesting, I would buy it too. Now, every time I want to buy (5) ______ new thing, I will think about two questions: How (6) ______ does it cost? Do I (7) ______ (real) need it? With my parents' help, I manage my money (8) ______ (good) than before. I'm learning to be wise (9) ______ money.
I'm happy (10) ______ (learn) money skills. They are important for my future life.

1. chores
2. managing
3. to use
4. myself
5. a
6. much
7. really
8. better
9. about
10. to learn

(1) 根据语境和提示词，需要填入“chore”的适当形式。由于“do some chores”是固定短语，表示“做一些家务”，因此应填入“chores”。
(2) 在介词“of”后，应使用动名词形式作宾语，所以填入“managing”。
(3) 教某人做某事用“teach sb. to do sth.”，因此填入“to use”。
(4) 根据语境，需要学会对自己说“不”，所以填入反身代词“myself”。
(5) “new thing”是可数名词单数，且在文中首次出现，因此使用不定冠词“a”。
(6) 询问价格用“how much”，故填入“much”。
(7) 修饰动词“need”应用副词形式，所以填入“really”。
(8) 根据“than”可知应用比较级形式，因此填入“better”。
(9) “be wise about sth.”表示“对某事明智”，所以填入“about”。
(10) “be happy to do sth.”表示“很高兴做某事”，因此填入“to learn”。

二、阅读理解
It is important to teach kids the life skill of budgeting (做预算). The 50/30/20 rule is a great way to teach them how to manage their money well.
50% to Needs: Needs are what you can't live without. They are things like food, drinks, clothes, houses to live in, etc.
30% to Wants: Wants are what you want to have for fun. You can do without Wants even if it's not comfortable. For example, you spend money eating out at an expensive restaurant, taking holidays, or shopping for new and expensive clothes in fashion.
20% to Savings (存款): The last 20% goes to the future. This is important because it helps you plan for things in the future, such as your college (大学) education, your dreams, or even your life when you get older. Remember to always save a little bit of your money for the future!
That's the 50/30/20 rule for budgeting. Start talking with kids about it early. When they understand the 50/30/20 rule, ask them to have some fun with it.
( ) 1. How much of your money should go to Needs, according to the passage?
A. 10%.
B. 30%.
C. 40%.
D. 50%.
( ) 2. How may you feel without Wants?
A. Happy.
B. Uncomfortable.
C. Excited.
D. Tired.
( ) 3. Which can you spend your Savings on?
A. Future education.
B. The use of water every month.
C. Holidays.
D. Expensive clothes.
( ) 4. Which is the best title for the passage?
A. Life skills for kids
B. Needs and wants
C. The 50/30/20 budget rule
D. Change your lifestyle

D
B
A
C

1. 根据文章中的“50% to Needs”可知，应该将50%的钱用于需求。
2. 文章中提到“You can do without Wants even if it's not comfortable.”，即使没有想要的东西可能会不舒服，但并非完全不能没有，因此选择B，即“不舒服”。
3. 文章中提到“This is important because it helps you plan for things in the future, such as your college (大学) education...”，说明存款应用于未来的教育等，因此选择A，即“未来的教育”。
4. 文章主要介绍了50/30/20的预算规则，因此最佳标题应为C，即“50/30/20的预算规则”。